Enloe & Assoc. Is your LOCAL, INDEPENDENT Bartlesville insurance agent that specializes in getting the customers the best coverage options for the best prices. We emphasize “independent” because that means we aren’t like your typical box store insurance agency that can only offer you one carrier option. We have dozens of carriers so we can quote your home, auto, motorcycle, ATV, boat, commercial, health, etc.. And know we are always offering great rates and coverage. As your Bartlesville Insurance Agent we can insure just about anything you bring our way.
We started out as a captive agency (captive means they can only sell one carriers’ products. Such as, Farmers, Allstate, State Farm, etc..) back in 2013 and it was not long before we realized we were not able to provide our customers with the very best service because we didn’t have enough options. This is the problem most agents face, but not this Bartlesville insurance agent. Basically, the biggest problem with being a captive agent is, when you write a customer and you are able to save them money, it feels great; but then the next year they get their renewal and the premium went up 10 maybe even 20 percent. This is when, as an agent, I always felt terrible because there was nothing I or the average Bartlesville insurance agent could or can do about it. When you are captive you cannot move that business to another carrier to save that customer the premium you saved them the year before. Luckily, we are NOT the Average Bartlesville insurance agent. As an independent agency, we can write policies through dozens of companies. This gives us the ability to truly be the customers agent vs the company’s agent.
Nothing feels better than being able to save our customers premium year after year. It felt terrible when we were captive and customers would come in with their big increase after their first year discounts would fall off and we could not help them. Speaking of first year discounts, let’s be honest, nearly every carrier any Bartlesville insurance agent represents tends to be top heavy on discounts when you first sign up. It seems like there is a discount for everything. Then after the first year part of the new customer discounts fall away and the premium increases. Not only that but all the insurance companies do inflation guard which ups your coverage year after year so you don’t get caught with a coverage deficit, when you have a claim. Which, don’t get me wrong, it is a great thing to not have to worry about getting caught with inadequate coverage. However, the bad side is, it also increases your premium. Now, the good news is, Enloe & Assoc. can get your rates back in line with your expectations and financial situation, in most cases. This is because we have so many carrier options. The best news is, the agency already has your information so it does not, I repeat, does not take up hardly any of your time on the insured’s part. All we have to do is make sure none of the minor details have changed in their lives and run them back through the carriers we already quoted them through the year before. Now, I know what you are thinking there, “well if you quoted me the year before why would it matter now?”. Well, that’s a good question and the fact is that there are many factors that can affect your rates and those factors can exponentially change on a year to year basis.
Just a small example of some of the factors are credit, claims, tickets, or maybe the insurance company just shifted their focus after the last time we quoted you through them. Insurance companies actually do this quite a bit. Sometimes they make their rates exceptionally competitive in one product or region of the state because it is performing well but by the next year it may no longer be performing as well so they shift their focus to an entirely new product or region. That’s the good thing about us, it doesn’t matter if the company you are with changes their focus because we can move you to another carrier that is now focusing on what is best for you. Luckily, because we have these options you can be our focus. Call today and let us be your insurance agent! Whether you are located in Oklahoma City or Bartlesville, we can provide you with some of the best rates in the area. We work directly with the insurance companies so we can ensure that you are always treated right and are always getting the best options for you and for your family. If you are looking for home, auto, or even commercial insurance, we’ve got you covered!
If you are ready to get better rates or maybe you have purchased a new home or a new vehicle, if so, you can give Enloe and associates a call at 918-221-0065. If you are located in the Oklahoma City area, you can give our OKC locations call as well and one of our representatives will be happy to help you. Our Oklahoma City Phone Number is 405-261-1010. If you would like to learn more about how Enloe and Associates can save you money on your auto, home, and motorcycle rates, you can also visit our website at www.EnloeInsurance.com. Before you give us a call, we highly recommend that you watch some of our video testimonials of our actual clients! We have been able to service hundreds of customers across Oklahoma and are happy to share with you how their experience with Enloe and Associates Insurance was. We are also the highest and most reviewed insurance agency in Bartlesville so we highly recommend that you visit our Google My Business listing and read some of our Google reviews. Call today to speak with one of professionally trained representatives and they will be more than happy to get you a great quote!